{"id":17087,"date":"2023-10-16T15:56:42","date_gmt":"2023-10-16T10:56:42","guid":{"rendered":"https:\/\/www.fido-biznes.uz\/?page_id=17087"},"modified":"2025-07-18T16:49:00","modified_gmt":"2025-07-18T11:49:00","slug":"bankovskij-sektor","status":"publish","type":"page","link":"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/bankovskij-sektor\/","title":{"rendered":"Banking sector"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17087\" class=\"elementor elementor-17087 elementor-16326\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-top-section elementor-element elementor-element-1d3c084d wd-section-stretch elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d3c084d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3beae63 color-scheme-light\" data-id=\"3beae63\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"wd-negative-gap elementor-section elementor-inner-section elementor-element elementor-element-4feb55be elementor-section-boxed elementor-section-height-default elementor-section-height-default wd-section-disabled\" data-id=\"4feb55be\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-577d42fe\" data-id=\"577d42fe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d02f561 elementor-widget__width-initial elementor-widget elementor-widget-wd_title\" data-id=\"1d02f561\" data-element_type=\"widget\" data-widget_type=\"wd_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<link rel=\"stylesheet\" id=\"wd-section-title-css\" href=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/css\/parts\/el-section-title.min.css?ver=7.3.1\" type=\"text\/css\" media=\"all\" \/> \t\t\t\t\t\t<link rel=\"stylesheet\" id=\"wd-mod-highlighted-text-css\" href=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/css\/parts\/mod-highlighted-text.min.css?ver=7.3.1\" type=\"text\/css\" media=\"all\" \/> \t\t\t\t\t<div class=\"title-wrapper set-mb-s reset-last-child wd-title-color-white wd-title-style-default wd-title-size-large text-left\">\n\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h1 class=\"woodmart-title-container title wd-fontsize-xxl wd-underline-colored\">Banking sector<\/h1> \n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-592b7a0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"592b7a0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.16.0 - 20-09-2023 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);flex-shrink:0}.elementor-widget-divider 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data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dcf33d e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"3dcf33d\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28164f8 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"28164f8\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.16.0 - 20-09-2023 *\/\n.elementor-widget-image-box .elementor-image-box-content{width:100%}@media (min-width:768px){.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper,.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{display:flex}.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{text-align:right;flex-direction:row-reverse}.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper{text-align:left;flex-direction:row}.elementor-widget-image-box.elementor-position-top .elementor-image-box-img{margin:auto}.elementor-widget-image-box.elementor-vertical-align-top .elementor-image-box-wrapper{align-items:flex-start}.elementor-widget-image-box.elementor-vertical-align-middle .elementor-image-box-wrapper{align-items:center}.elementor-widget-image-box.elementor-vertical-align-bottom .elementor-image-box-wrapper{align-items:flex-end}}@media (max-width:767px){.elementor-widget-image-box .elementor-image-box-img{margin-left:auto!important;margin-right:auto!important;margin-bottom:15px}}.elementor-widget-image-box .elementor-image-box-img{display:inline-block}.elementor-widget-image-box .elementor-image-box-title a{color:inherit}.elementor-widget-image-box .elementor-image-box-wrapper{text-align:center}.elementor-widget-image-box .elementor-image-box-description{margin:0}<\/style><div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/images\/lazy.png\" class=\"attachment-full size-full wp-image-21353 wd-lazy-load wd-lazy-blur\" alt=\"\" data-wood-src=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/global-management_13149495.png\" data-srcset=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/global-management_13149495.png 512w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/global-management_13149495-300x300.png 300w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/global-management_13149495-150x150.png 150w\" title=\"\"><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">IABS 7<\/h3><p class=\"elementor-image-box-description\">Program complex\n\"Integrated Automated Banking System\" (IABS 7) is intended for complex automation of all aspects of financial and economic activities of a commercial bank on the basis of modern information technologies.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8919a4c e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"8919a4c\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ca7480 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"0ca7480\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/images\/lazy.png\" class=\"attachment-full size-full wp-image-21346 wd-lazy-load wd-lazy-blur\" alt=\"\" data-wood-src=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/global-economics_13149330.png\" data-srcset=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/global-economics_13149330.png 512w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/global-economics_13149330-300x300.png 300w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/global-economics_13149330-150x150.png 150w\" title=\"\"><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">FB NCO<\/h3><p class=\"elementor-image-box-description\">The automated system of non-bank credit organizations (PC \"FB NCO\") is a set of software solutions designed for the effective management of all aspects of the activities of microfinance organizations.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-253f712 e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"253f712\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6aa8a84 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"6aa8a84\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/images\/lazy.png\" class=\"attachment-full size-full wp-image-21349 wd-lazy-load wd-lazy-blur\" alt=\"\" data-wood-src=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/online-conference_13149437.png\" data-srcset=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/online-conference_13149437.png 512w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/online-conference_13149437-300x300.png 300w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/online-conference_13149437-150x150.png 150w\" title=\"\"><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">FB Islamic Finance<\/h3><p class=\"elementor-image-box-description\">\"FB Islamic Finance\" is an automated system for providing Islamic financial services, developed in accordance with the principles of Sharia.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-1bf1b06 e-flex e-con-boxed wd-section-disabled e-con e-parent\" data-id=\"1bf1b06\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1e4b158 e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"1e4b158\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cb1a22 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"4cb1a22\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/images\/lazy.png\" class=\"attachment-full size-full wp-image-21356 wd-lazy-load wd-lazy-blur\" alt=\"\" data-wood-src=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/portfolio_13149370.png\" data-srcset=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/portfolio_13149370.png 512w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/portfolio_13149370-300x300.png 300w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/portfolio_13149370-150x150.png 150w\" title=\"\"><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Digital Banking Platform<\/h3><p class=\"elementor-image-box-description\">Digital Banking Platform is a modern software for banking services to legal entities and individual entrepreneurs through digital channels.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-efafb1d e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"efafb1d\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1dd33e elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"d1dd33e\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/images\/lazy.png\" class=\"attachment-full size-full wp-image-21359 wd-lazy-load wd-lazy-blur\" alt=\"\" data-wood-src=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/commission_13149170.png\" data-srcset=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/commission_13149170.png 512w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/commission_13149170-300x300.png 300w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/commission_13149170-150x150.png 150w\" title=\"\"><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">FB Assessor<\/h3><p class=\"elementor-image-box-description\">FB Assessor is your virtual assistant with built-in AI&amp;ML, allowing you to professionally and impartially evaluate the Hard\/Soft skills of your team.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e9bc73 e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"6e9bc73\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3ec6bb elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"f3ec6bb\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/images\/lazy.png\" class=\"attachment-full size-full wp-image-21362 wd-lazy-load wd-lazy-blur\" alt=\"\" data-wood-src=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/knowledge_13149307.png\" data-srcset=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/knowledge_13149307.png 512w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/knowledge_13149307-300x300.png 300w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/knowledge_13149307-150x150.png 150w\" title=\"\"><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">FB BioAccept<\/h3><p class=\"elementor-image-box-description\">The biometric personal identification system \u201cFB BioAccept\u201d is intended\nto identify an employee or client using a fingerprint and\nphotographs of the face.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-a160378 e-flex e-con-boxed wd-section-disabled e-con e-parent\" data-id=\"a160378\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-56e09df e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"56e09df\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88d4526 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"88d4526\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/images\/lazy.png\" class=\"attachment-full size-full wp-image-21365 wd-lazy-load wd-lazy-blur\" alt=\"\" data-wood-src=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/supplier_13149193.png\" data-srcset=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/supplier_13149193.png 512w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/supplier_13149193-300x300.png 300w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/supplier_13149193-150x150.png 150w\" title=\"\"><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">CDS (Corporative data storage)<\/h3><p class=\"elementor-image-box-description\">The Corporate Data Storage (CDS) of a commercial bank (CB) presents\nis a single information space intended for consolidation\nin a single database of all bank information resources.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7ab564 e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"d7ab564\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d726407 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"d726407\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/images\/lazy.png\" class=\"attachment-full size-full wp-image-21368 wd-lazy-load wd-lazy-blur\" alt=\"\" data-wood-src=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/agreement_13149243.png\" data-srcset=\"https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/agreement_13149243.png 512w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/agreement_13149243-300x300.png 300w, https:\/\/www.fido-biznes.uz\/wp-content\/uploads\/2024\/08\/agreement_13149243-150x150.png 150w\" title=\"\"><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">FB CRM<\/h3><p class=\"elementor-image-box-description\">The FB CRM system (CRM - Customer Relationship Management) is designed\nto automate the management of the bank\u2019s relationships with its clients, introduce modern and effective methods of servicing clients.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-92074a2 e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"92074a2\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-6974f21c wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"6974f21c\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4e9d6a70 e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"4e9d6a70\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_offset&quot;:90,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_effects_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-509fe696 elementor-widget elementor-widget-heading\" data-id=\"509fe696\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.16.0 - 20-09-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h3 class=\"elementor-heading-title elementor-size-default\">Reception system\npayments<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4503fb63 elementor-widget elementor-widget-wd_text_block\" data-id=\"4503fb63\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<link rel=\"stylesheet\" id=\"wd-text-block-css\" href=\"https:\/\/www.fido-biznes.uz\/wp-content\/themes\/woodmart\/css\/parts\/el-text-block.min.css?ver=7.3.1\" type=\"text\/css\" media=\"all\" \/> \t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/pk-otpuska-i-raschet-uslug\/\">Issue and calculation of the services<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6efb4ab8 elementor-widget elementor-widget-wd_text_block\" data-id=\"6efb4ab8\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/pk-pensiya\/\">Software package \"Pension<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7fc9e8 elementor-widget elementor-widget-wd_text_block\" data-id=\"e7fc9e8\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/pk-monitoring-goszakupki\/\">PC \"Monitoring for Procurement\"<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69fd51fa elementor-widget elementor-widget-wd_text_block\" data-id=\"69fd51fa\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/pk-elektrouchet\/\">PC \"Electro Record\"<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74633136 elementor-widget elementor-widget-wd_text_block\" data-id=\"74633136\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/sup-fido-business-suite\/\">\"Fido-business suite\"<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54a267e1 elementor-widget elementor-widget-wd_text_block\" data-id=\"54a267e1\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/ais-vyplaty-pensij\/\">Payment of pensions<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62119f37 elementor-widget elementor-widget-wd_text_block\" data-id=\"62119f37\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/asp-platezhej\/\">Payment acceptance<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-591c509d elementor-widget elementor-widget-wd_text_block\" data-id=\"591c509d\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/elektronnye-denezhnye-perevody\/\">Money trasnfers<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a780b58 elementor-widget elementor-widget-wd_text_block\" data-id=\"4a780b58\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/kaznachejskoe-ispolnenie\/\">Treasury<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c76a369 elementor-widget elementor-widget-wd_text_block\" data-id=\"2c76a369\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p><a href=\"https:\/\/www.fido-biznes.uz\/en\/nashi-produkty\/gosudarstvennyj-sektor\/programmnoe-obespechenie-informaczionnaya-sistema-upravleniya-gosudarstvennymi-finansami\/\">Software \"Public Finance Management Information System\"<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-78e86863 e-flex e-con-boxed wd-section-disabled e-con e-child\" data-id=\"78e86863\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d6b331a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6d6b331a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-105d7c56 e-flex e-con-boxed wd-section-disabled e-con e-child\" data-id=\"105d7c56\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53a3e864 elementor-widget elementor-widget-heading\" data-id=\"53a3e864\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">IABS 24x7<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23fce39 elementor-widget elementor-widget-wd_text_block\" data-id=\"23fce39\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p>IABS version 6.0.0, developed under the code name \u201cIABS 24x7\u201d, is a new generation automated banking system that combines all the best qualities of previous versions of IABS, innovative technical solutions and extensive functional coverage. IAS 24x7 allows the bank to serve its clients around the clock, 24x7.<\/p><p>Innovative technical solutions that form the basis of IAS 24x7 have significantly improved the performance, reliability, fault tolerance and information security of the system. Thanks to the built-in means of protection against failures, IAS 24x7 automatically detects and eliminates most abnormal situations, which ensures high stability and reliability of the system.<\/p><p>Version of IABS 24x7 for mobile devices - \u201cIABS 24x7 Mobile\u201d is a simplified version of IABS for the popular Android platform, designed to provide access to IABS functions through mobile devices (tablets, smartphones).<br \/>IABS 24x7 Mobile is designed to automate the work of:<\/p><p>-remote service points not connected to the bank\u2019s corporate network (mini banks, savings banks, special cash desks);<br \/>-mobile communal cash registers and mini banks on wheels;<br \/>-utility agents for collecting utility payments.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5db4e865 elementor-widget elementor-widget-heading\" data-id=\"5db4e865\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">IABS 24x7 Mobile<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a29a1a0 elementor-widget elementor-widget-wd_text_block\" data-id=\"7a29a1a0\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<div><div><p><strong>Scalability<\/strong><\/p><p>Designed from the very beginning according to a three-level architecture \u201cclient - application server - database server\u201d taking into account the features of the IT infrastructure of a modern multi-branch commercial bank, IABS provides almost unlimited scalability. Thanks to a carefully thought-out structure of database objects and the use of built-in DBMS tools for managing large amounts of data, high system performance and a high level of availability of computing resources of server equipment are ensured. The performance of the IBS depends little on the number of bank branches and the total number of users, which has been confirmed in practice. Therefore, adding new branches or increasing the number of users as the bank naturally grows has virtually no effect on system performance and the availability of computing resources of server equipment.<\/p><p><strong>Mobility<\/strong><\/p><p>In the absence of alternative communication channels or in the event of a power outage, branch employees can work with access to the nearest branch, at the head bank or at any other workplace equipped with means of using an electronic digital signature (EDS) and having a communication channel with the head bank. In this case, there is no need to move workstations or other equipment; it is sufficient to have the required number of currently free computers at the departure site.<\/p><p><strong>Multilingual user interface<\/strong><\/p><p>One of the main advantages of IABS 24x7 is its new, multilingual user interface. When logging into the system, the user is given the opportunity to select a language that is convenient for him. Currently, IABS\u00a0supports Russian, Uzbek in Cyrillic, Uzbek in Latin and English languages. Work is underway to expand the list of supported languages.<\/p><p><strong>Logical automated workstations<\/strong><\/p><p>The IABS user interface is an operating environment into which all subsystems and software systems that are part of the IABS are integrated. Access to the functions of IAS subsystems is provided through a single user interface with a single entry point. The user will be given access only to virtual subsystems and software modules generated by the system dynamically, based on the functions and data available to him. Thus, each user will be provided with his own logical automated workstation (AWS), dynamically generated by the system.<\/p><p>Virtualization of subsystems and program modules is performed directly in the database, which ensures a high level of security.<\/p><p><strong>Online interface with international payment system<\/strong><strong>SWIFT<\/strong><\/p><p>IABS automates almost all international operations performed by commercial banks of Uzbekistan, including documentary operations. At the same time, all IBS subsystems and software modules that automate international transactions are fully integrated with the international payment system SWIFT.<\/p><p>The IABS online interface with the SWIFT Alliance Access system automates the generation, sending and receiving of SWIFT messages in real mode. More than 100 SWIFT messages are supported, including more than 60 messages for correspondence and notifications. There are functions for monitoring incoming and outgoing messages. Integration of IABS with the SWIFT Alliance Access system can be carried out either directly via the SOAP protocol or through the IBM Websphere MQ system.<\/p><\/div><div><p>Advantages<\/p><p><strong>Multi-level accounting<\/strong><\/p><p>According to regulatory documents and instructions of the Central Bank of the Republic of Uzbekistan, accounting in commercial banks of Uzbekistan should be maintained at two levels:<\/p><p><strong><em>Synthetic accounting<\/em><\/strong> on synthetic accounting accounts (i.e. on 5-digit balance sheet accounts according to the chart of accounts of the Central Bank of the Russian Federation);<\/p><p><strong><em>Analytical accounting<\/em><\/strong> on analytical level accounts (20-digit personal accounts opened at the level of bank branches).<\/p><p>However, two-level accounting does not cover all the analytical needs of a modern commercial bank with a complex organizational structure. The insufficient level of detail in synthetic accounts does not allow one to unambiguously transform the bank\u2019s balance sheet into IFRS standards, which complicates the procedure for verifying the bank\u2019s activities by external auditors. Since, with two-level accounting, the lowest organizational unit with its own full balance sheet is a branch, it is impossible to maintain complete separate accounting of transactions for the economic and operational activities of mini banks.<\/p><p>Therefore, IABS 24x7 is based on the principle of multi-level accounting, which allows the bank to maintain accounting records up to five levels deep:<\/p><p><strong><em>Synthetic accounting.<\/em><\/strong> At this level, synthetic accounting is carried out on synthetic accounting accounts (i.e. on 5-digit balance sheet accounts according to the chart of accounts of the Central Bank of the Russian Federation)<br \/><strong><em>Accounting by product.<\/em><\/strong> At this level, synthetic accounting is maintained by product in the subaccounts of the extended chart of accounts of a commercial bank;<\/p><p><strong><em>Reserve level.<\/em><\/strong> This level of synthetic accounting is reserved for the development of the analytical capabilities of the system in the future;<\/p><p><strong><em>Analytical accounting.<\/em><\/strong> This is the main analytical level, where analytical accounting is maintained on 20-digit personal accounts for clients and transactions. All personal accounts are opened at the level of bank branches. However, personal accounts used to record mini-bank transactions can be linked to specific mini-banks;<\/p><p><strong><em>Detailed accounting.<\/em><\/strong> At this additional analytical level, you can maintain detailed accounting on subaccounts of the additional accounting register, which is a level of deep detail for personal accounts at the main analytical level. Subaccounts of the additional accounting register are opened in connection with the parent 20-digit personal accounts of the main analytical level. Subaccounts of the additional accounting register can be opened both at the level of branches and at the level of mini banks. An additional analytical level can be used, for example, to divide part of the resources of a branch's correspondent account between its mini-banks.<\/p><p>The first three levels are levels of synthetic accounting, and the last two levels are levels of analytical accounting. Thus, IABS 24x7 supports three-level synthetic and two-level analytical accounting.<\/p><p><strong>Support for separate mini bank balance<\/strong><\/p><p>Mini banks are divisions of a commercial bank designed to serve clients outside of bank branches. Thus, mini banks allow you to significantly expand the territory covered by the bank. However, without the possibility of separate accounting of operations for the economic and operational activities of mini banks from the own operations of the parent branch, it is very difficult to assess the efficiency and profitability of mini banks.<\/p><p>When developing the IAS 24x7 core, the system included the possibility of multi-level accounting of accounting transactions, which made it possible to separately account for the transactions of mini banks. On sub-accounts of the additional accounting register, you can open your own correspondent account for each mini-bank in order to divide part of the resource of the branch's correspondent account between its mini-banks. The IABS 24x7 payment center automatically determines the external transactions of mini banks and makes the appropriate postings to the corresponding sub-accounts on the additional accounting register. Moreover, all this happens in the background and is transparent to the user who initiated the operation. Thus, in IABS 24x7, a mini bank becomes a lower-level organizational unit with its own full balance sheet.<\/p><p>Balance sheets at various levels will be generated as follows:<\/p><ul><li>The bank\u2019s balance sheet will be formed by consolidating the balance sheets of all branches;<\/li><li>The regional balance will be formed by consolidating the balance sheets of branches in the region;<\/li><li>The branch balance will be formed by consolidating the balances and turnover of analytical accounts (20-digit personal accounts) for the branch;<\/li><li>The balance sheet of the mini bank will be formed by consolidating the balances and turnover of analytical accounts and subaccounts of the additional accounting register for the mini bank;<\/li><li>The branch\u2019s own balance sheet will be formed by deducting the shares of mini banks from the branch\u2019s balance sheet.<\/li><\/ul><p><strong>Multi-currency Payment Center<\/strong><\/p><p>In IABS 24x7, the mechanism for processing interbranch and interbank payment transactions has been completely rewritten. Instead of the \u201cCommercial Bank Payment System\u201d software complex, which is autonomous from the IABS, the \u201cPayment Center\u201d subsystem was developed as part of the IABS, allowing an authorized employee of the head bank to manage the work of the built-in IABS Payment Center 24x7.<\/p><p>The IABS 24x7 payment center supports new capabilities of the IABS 24x7 core, including two-level analytical accounting, currency payment documents, simultaneous operation of the bank on several operational days, as well as the product-oriented architecture of the IABS 24x7 core. The Payment Center can automatically determine external payment transactions of mini-banks (inter-branch and interbank payment transactions of mini-banks, payment transactions between mini-banks, as well as payment transactions between mini-banks and branches) and automatically make the necessary accounting entries for the corresponding sub-accounts on an additional accounting register<\/p><p><strong>RB systems with the bank's corporate design<\/strong><br \/>Remote banking systems (RBS), which are part of the IBS (Internet Banking, Mobile Banking, etc.), have a multilingual user interface that is individually adapted for each bank, based on the bank\u2019s own corporate design. Instead of an old-fashioned name such as \u201cInternet banking\u201d or \u201cMobile banking\u201d, the client interface of the RBS system displays the corporate name assigned to it by the bank with the bank\u2019s logo.<\/p><p>IABS RBS systems support Russian, Uzbek in Cyrillic, Uzbek in Latin and English. Currently, work is underway to add support for Karakalpak and Tajik languages.<\/p><p>The bank's presence of remote customer service systems with a multilingual client interface, its own corporate design and corporate name distinguishes it favorably from banks that do not have such systems, emphasizing the prestige and impeccable authority of this bank.<\/p><\/div><div><p>NEW OPPORTUNITIES OF IAS 24x7<\/p><p>IBS is designed according to a three-level architecture \u201cclient - application server - database server\u201d, taking into account the peculiarities of the organizational structure and IT infrastructure of a modern multi-branch commercial bank.<\/p><p>Thanks to its modular architecture and support for interfaces with all existing banking information systems, IABS can be easily adapted to the needs of any commercial bank, regardless of the number of branches, the characteristics of the organizational structure and the complexity of the IT infrastructure.<\/p><p>The performance of the IABS hardware and software complex can be increased both by increasing the characteristics of servers (\u201cvertical\u201d scaling) and by increasing their number (\u201chorizontal\u201d scaling).<\/p><p><strong>IABS 24x7 CORE<\/strong><br \/>At the heart of the functional subsystems is the core of the system, which implements the processing of operational elements in a rigid hierarchical sequence: banking transaction (product, service, etc.) - document - event - transaction. The IABS core also implements all system-wide functions that ensure the operation and interconnection of functional subsystems, control and administration of the system as a single mechanism. The IABS core is an operational and technological core that plays the role of a system-wide integrator and coordinator of the work of individual system components.<\/p><p>The core of IABS 24x7 consists of the following logical parts that actively interact with each other:<\/p><ul><li>General ledger;<\/li><li>Accounting core;<\/li><li>IABS operating environment;<\/li><li>Business process automation system;<\/li><li>Information security system;<\/li><li>Interface for interaction with cryptographic protection systems.<\/li><\/ul><\/div><div><p>ARCHITECTURE OF IABS<\/p><p><strong>ABS Administration subsystem<\/strong><\/p><ul><li>Program module \u201cAccesses\u201d<\/li><li>Software module \u201cIABS Users\u201d<\/li><li>Software module \u201cBranch Management\u201d<\/li><li>Software module \u201cMonitoring\u201d<\/li><li>Software module \u201cSecurity\u201d<\/li><li>Program module \u201cDirectories\u201d<\/li><li>Software module \u201cResource Management\u201d<\/li><li>Software module \u201cAutomatic system control\u201d<\/li><li>Software module \u201cSettings and help\u201d<\/li><\/ul><p><strong>Subsystem \u201cExchange with external systems\u201d<\/strong><\/p><ul><li>Software module \u201cEntrepreneur\u2019s Account\u201d<\/li><li>Software module \u201cInteraction with State Tax Inspectorate\u201d<\/li><li>Software module \u201cInteraction with the Treasury\u201d<\/li><li>Software module \u201cInteraction with the MUNIS system\u201d<\/li><li>Software module \u201cPayment requirements of UZBEKENERGO JSC\u201d<\/li><li>Software module \u201cInteraction with the UzASBO system\u201d<\/li><\/ul><p><strong>Operational management subsystem<\/strong><\/p><ul><li>Software module \u201cClients and accounts\u201d<\/li><li>Software module \u201cCustomer Identification\u201d<\/li><li>Software module \u201cCustomer Notification\u201d<\/li><li>Software module \u201cWorking with multilingual messages\u201d<\/li><li>Software module \u201cBudget contributions\u201d<\/li><li>Software module \u201cSingle Tax Withholding\u201d<\/li><li>Software module \u201cAccounting for HOAs\u201d<\/li><\/ul><p><strong>Cash and settlement services subsystem<\/strong><\/p><ul><li>Software module \u201cMaintaining payment documents\u201d<\/li><li>Software module \u201cOperational and cash services\u201d<\/li><li>Software module \u201cCurrency Operational Cash Services\u201d<\/li><li>Software module \u201cCard Index\u201d<\/li><li>Software module \u201cElectronic collection orders\u201d<\/li><li>Software module \u201cBlocking collection orders\u201d<\/li><li>Software module \u201cAccepting payments for Uz GM cars\u201d<\/li><\/ul><p><strong>Credits subsystem<\/strong><\/p><ul><li>Software module \u201cLending\u201d<\/li><li>Software module \u201cLending of agricultural products\u201d<\/li><li>Software module \u201cCalculations for agricultural loans\u201d<\/li><li>Software module \u201cDocuments for agricultural loans\u201d<\/li><li>Software module \u201cAccounting for guarantees\u201d<\/li><li>Software module \u201cAccounting for pledged property\u201d<\/li><li>Software module \u201cInterface for interaction with NIKI\u201d<\/li><li>Software module \u201cInterface for interaction with ASOKI\u201d<\/li><li>Software module \u201cInterface for interaction with the Pledge Register\u201d<\/li><\/ul><p><strong>Deposits subsystem<\/strong><\/p><ul><li>Software module \u201cDeposits of legal entities\u201d<\/li><li>Software module \u201cAccount Balances\u201d<\/li><\/ul><p><strong>Internal Bank Accounting Subsystem<\/strong><\/p><ul><li>Software module \u201cContract Accounting\u201d<\/li><li>Software module \u201cFixed Asset Accounting\u201d<\/li><li>Software module \u201cWarehouse accounting\u201d<\/li><li>Software module \u201cSMB Accounting\u201d<\/li><li>Software module \u201cHuman Resources Accounting and Management. Personnel.\u201d<\/li><li>Software module \u201cLabor and wages accounting\u201d<\/li><li>Software module \u201cTaxes and taxation\u201d<\/li><li>Software module \u201cBranch expense management\u201d<\/li><\/ul><p><strong>Cash circulation subsystem<\/strong><\/p><ul><li>Software module \u201cCash expenses control\u201d<\/li><li>Software module \u201cCash reserves\u201d<\/li><li>Software module \u201cCollection\u201d<\/li><\/ul><p><strong>Subsystem \u201cCurrency operations\u201d<\/strong><\/p><ul><li>Administration software module<\/li><li>Software module \u201cDocuments on currency transactions\u201d<\/li><li>Software module \u201cConversion operations\u201d<\/li><li>Software module \u201cMandatory sale of currency\u201d<\/li><li>Software module \u201cRevaluation of currency balances\u201d<\/li><li>Software module \u201cConversion of foreign currency income and expenses\u201d<\/li><li>Software module \u201cExchange offices\u201d<\/li><li>Software module \u201cBank transfers\u201d<\/li><li>Software module \u201cLetters of Credit\u201d<\/li><li>Software module \u201cGuarantees\u201d<\/li><li>Forex Transactions software module<\/li><li>Software module \u201cInterbank deposits\u201d<sup>1<\/sup><\/li><li>Software module \u201cMaintaining export-import contracts\u201d<\/li><li>Software module \u201cMoney transfers\u201d<\/li><li>Software module \u201cInterface for interaction with S.W.I.F.T.\u201d<\/li><\/ul><p><strong>Plastic cards subsystem<\/strong><strong>MasterCard\/DUET<\/strong><\/p><ul><li>Software module \u201cReceive files\u201d<\/li><li>Software module \u201cWorking with documents\u201d<\/li><\/ul><p><strong>Subsystem \u201cSmartVista Plastic Cards\u201d<\/strong><\/p><ul><li>Software module \u201cRegistration of terminals\u201d<\/li><li>Software module \u201cReplenishment \u2013 registry\u201d<\/li><li>Software module \u201cFinancial transactions\u201d<\/li><li>Software module \u201cInformation about Maps\u201d<\/li><li>Software module \u201cTop-ups \u2013 individual\u201d<\/li><li>Software module \u201cReconciliation of balances\u201d<\/li><li>Software module \u201cStatements\u201d<\/li><li>Software module \u201cBank Files\u201d<\/li><li>Software module \u201cTask Scheduler\u201d<\/li><\/ul><p><strong>Directory subsystem<\/strong><\/p><ul><li>Software module \u201cViewing directories\u201d<\/li><li>Software module \u201cProcessing of directories of the Central Bank of the Republic of Russia\u201d<\/li><\/ul><p><strong>Subsystem \u201cReports\u201d<\/strong><\/p><ul><li>Software module \u201cBranch reports\u201d<\/li><li>Software module \u201cAdditional reports\u201d<\/li><li>Software module \u201cConsolidated reports\u201d<\/li><li>Software module \u201cElectronic reports of the Central Bank of the Russian Federation\u201d<\/li><li>Software module \u201cBank Balance Monitoring\u201d<\/li><li>Software module \u201cPayment Monitoring\u201d<\/li><\/ul><p><strong>Subsystem \u201cAudit reports\u201d<\/strong><\/p><ul><li>Software module \u201cInternal audit\u201d<\/li><\/ul><\/div><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-4a5b1dd6 wd-section-stretch e-flex e-con-boxed e-con e-parent\" data-id=\"4a5b1dd6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-46f02b61 e-flex e-con-boxed wd-section-disabled e-con e-child\" data-id=\"46f02b61\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-28e7ad86 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex wd-section-disabled e-con e-child\" data-id=\"28e7ad86\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_offset&quot;:90,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_effects_offset&quot;:0}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-111ec793 e-flex e-con-boxed wd-section-disabled e-con e-child\" data-id=\"111ec793\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-73c964a7 e-con-full own-b-s e-flex wd-section-disabled elementor-invisible e-con e-child\" data-id=\"73c964a7\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5784fdc4 e-con-full e-flex wd-section-disabled e-con e-child\" data-id=\"5784fdc4\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-320954cd elementor-widget elementor-widget-heading\" data-id=\"320954cd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Didn't find a solution for your business?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cbc4ff elementor-widget elementor-widget-wd_text_block\" data-id=\"2cbc4ff\" data-element_type=\"widget\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p>Leave a request and our manager will contact you and select an individual solution for you!<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-4f368524 e-flex e-con-boxed wd-section-disabled e-con e-child\" data-id=\"4f368524\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ef68018 white_bt_orange elementor-widget elementor-widget-button\" data-id=\"6ef68018\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Request<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Banking sector IABS 7 Program complex &#8220;Integrated Automated Banking System&#8221; (IABS 7) is intended for complex automation of all aspects<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":17081,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.fido-biznes.uz\/en\/wp-json\/wp\/v2\/pages\/17087"}],"collection":[{"href":"https:\/\/www.fido-biznes.uz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fido-biznes.uz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fido-biznes.uz\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fido-biznes.uz\/en\/wp-json\/wp\/v2\/comments?post=17087"}],"version-history":[{"count":34,"href":"https:\/\/www.fido-biznes.uz\/en\/wp-json\/wp\/v2\/pages\/17087\/revisions"}],"predecessor-version":[{"id":22642,"href":"https:\/\/www.fido-biznes.uz\/en\/wp-json\/wp\/v2\/pages\/17087\/revisions\/22642"}],"up":[{"embeddable":true,"href":"https:\/\/www.fido-biznes.uz\/en\/wp-json\/wp\/v2\/pages\/17081"}],"wp:attachment":[{"href":"https:\/\/www.fido-biznes.uz\/en\/wp-json\/wp\/v2\/media?parent=17087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}